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 For Dianne Long, words such as “Integrity” and “Dedication” are corner stones to her success both personally and professionally. These strengths have enabled her to provide unprecedented service and expertise to her clients. And the results speak for themselves. Just ask a neighbor. It’s a good chance they’ve worked with Dianne too. Dianne always had a strong interest in real estate. Her successful banking career provided valuable insight into the financial processes for homebuyers. However, it wasn’t until relocating back to Richmond that Dianne decided she wanted to start her real estate career. Dianne gained firsthand knowledge of the relocation process, quickly learning the ins and outs of the business. “I really had two careers back then. One was banking and the other in moving.” Real estate is more than just a means for Dianne to make a living. “My greatest sense of accomplishment comes from helping others. To see homebuyers rejoice in finding that perfect home is something I take great pride in. I’m dedicated to making dreams a reality.” Dianne’s dedication to making dreams a reality for her clients is evident in her track record. She has received the Richmond Association of Realtors Highest Distinguished Achiever Award since 1986. She ranks in the top half of 1% Nationally for ERA in Individual Sales. When reminded of these accomplishments, Dianne quickly changes the subject and directs her attention to something she is passionate about, her clients. “My clients hire me, and I am prepared to work with them throughout the entire process.” Her compassion and determination have made many of Dianne’s clients repeat customers as well as life long friends. “I take great pride when a previous client calls and says that their son or daughter is ready to buy a house and that they know I’ll take care of them like no one else.” Integrity and dedication may be missing in today’s society and professional environment. However, there is one place you can still find these important qualities. Just ask Dianne Long. She practices what she preaches and wears these corner stones of success on her sleeves. A devoted wife and mother of two, Dianne enjoys spending time with her five grandchildren. “It’s refreshing to see how your children raise their own, with the same principles and qualities you tried to instill in them while growing up.” Whether she’s spending time with her family or helping someone purchase the home of their dreams, Dianne’s enjoyment of people is clearly evident. From the attentive manner in which she listens to others talk, to her easy laugh and helping personality, she is clearly a people-person ready to lend a capable hand. And with all that Dianne has to offer, those are good hands to be in. Whether you’re looking to buy or sell, call Dianne Long. She’s Dedicated to Making Dreams a Reality.  |  | | | | |

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Financing Your Home >More On ARMs
Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.
One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.
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What makes the structure of the Hoover Dam unusual?
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The Hoover Dam was built to last 2,000 years, and is constructed of concrete that will not be fully cured for another 500 years. |
See More Real Estate Trivia > |
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